Macbook Payment Plans
Buying Apple MacBook Pro on Credit Card - 0% Purchases?
Hey
I am a new student and can afford other stuff and accomodation however I have no computer. Neither desktop nor Laptop. It is really depressing me and so therefore rather than get an awful and upsetting 400 pund starter laptop I thought just invest in the Macbook Pro.
I would however need to buy this on a credit card. Therefore I have done this
http://www.moneysupermarket.com/cards/results.aspx?cardEnquiryId=2679425
If I got the 0 per cent for 12 or 9 months on purchases does that just mean I do not pay interest up until those months have expired but I still pay for the MacBook or I pay nothing until 9 or 12 months and not even money towards payment off of the Macbook Pro.
I would buy it on one of the above credit cards and not the extortionate Apple Finance plan credit card rate. Am I doing the right think? Help mme understand my queries. Cheers
I would NOT go for that credit offer. It is a very, very bad idea.
Finance through Apple and trust that you're working with a safe company. It's going to be worth it in the end, I promise.
If you really want to finance through another company, get a 0% interest American Express or Visa card. When they say 0%, they mean you pay nothing EXTRA for 9 or 12 months. You will have to pay off the MacBook Pro each month, but you won't be charged any interest. If you don't pay it off within the year, then you will be charged a certain APR. That depends greatly on your credit card or lender.
Again, I suggest financing through Apple if you must finance at all. Don't gamble with your credit score.
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